![]() All loan applications are subject to credit review and approval. Valid bank account and Social Security Number/FEIN are required. citizen or permanent resident and at least 18 years old to apply for credit from Cross River Bank. Unsecured Personal Loans are issued by Cross River Bank a New Jersey State Chartered Commercial Bank, Member FDIC. We will continue to do everything we can to support you during this time. We want to thank you for being a loanDepot customer. We apologize in advance for any longer than usual hold times that you may experience during this time and we appreciate your patience. If you still have questions or need additional assistance, please call us at toll-free at 88 from 8am to 11pm EST, Monday through Friday. ![]() Stay informed about the latest information on COVID-19 by visiting the CDC’s website. loanDepot will never contact you requesting personal information. Look out for suspicious emails, phone calls, text messages or websites that may be trying to scam you. Login to manage automatic payments, set up one time payments, and view account details. Here are things we recommend all loanDepot customers do:Īccess your loanDepot account through our website so you can continue to manage your account safely anytime, anywhere. If you have been directly impacted by the Coronavirus (COVID-19), we are here to support you. We are closely monitoring the latest reports from the Centers for Disease Control (CDC) about COVID-19 and are taking every step we can to ensure the wellness of our customers, employees, and communities. The participating states were chosen either because they are struggling with unemployment rates at or above the national average or steep home price declines greater than 20 percent since the housing market downturn.Here at loanDepot, we value the safety and health of our customers. The Hardest Hit Fund® was created to provide targeted aid to families in states hit hard by the economic and housing market downturn. MHA helped over 1.8 million families obtain mortgage relief and avoid foreclosure. MHA expanded to include a number of other specialized programs. This included the Home Affordable Modification Program (HAMP), which permanently reduced mortgage payments to affordable levels for qualifying borrowers. The Making Home Affordable Program® (MHA) provided mortgage relief to homeowners to prevent avoidable foreclosures. ![]() Treasury's programs are part of a wider government response designed to help homeowners, preserve communities, and keep mortgage rates affordable for families. ![]() Treasury also introduced the Hardest Hit Fund® (HHF), which helps those states hardest hit by home price declines and high unemployment to develop locally-tailored foreclosure prevention solutions. The cornerstone of MHA was the Home Affordable Modification Program (HAMP®), which permanently reduced mortgage payments to affordable levels for qualifying borrowers. Treasury, under TARP, launched Making Home Affordable® (MHA), to provide mortgage relief to homeowners and prevent avoidable foreclosures. Contact your mortgage company or lender directly to inquire about available solutions. Mortgage companies will continue to offer assistance. Although this resource is no longer available to homeowners, help is still available. In December 2016, the Making Home Affordable (MHA) program expired. As part of this broad response to the housing crisis, Treasury, under TARP, established two central programs, Making Home Affordable® (MHA) and the Hardest Hit Fund® (HHF). In February 2009, President Obama announced a number of steps to strengthen the housing market and help struggling homeowners avoid foreclosure. Fannie Mae and Freddie Mac had been in conservatorship for four months, and American families were struggling to buy and keep their homes. Home values had fallen by nearly one-third. By the time the Obama Administration took office in January 2009, home prices had fallen for 30 straight months. economy was facing the fallout from a housing bubble that by some measures had doubled home prices in a period of six years. The MHA program expired on December 31, 2016, however, help may still be available through your mortgage company or through the Homeowner Assistance Fund. This page provides general background and information on the housing programs established by Treasury under TARP.
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